Florida CFO wants Bitcoin to be included in state pension funds

As an analyst with extensive experience in financial markets and a keen interest in emerging technologies like cryptocurrencies, I find the proposition of Florida considering Bitcoin investments intriguing. While I have always advocated for diversification in portfolios to minimize risks, this move seems particularly compelling given the potential growth and volatility characteristics of digital assets.


Florida’s Chief Financial Officer, Jimmy Patronis, proposes that the organization handling the state’s pension funds should explore the possibility of investing in Bitcoin – aligning with an increasing trend among U.S. states as they incorporate cryptocurrencies into their investment portfolios.

In a letter sent to Florida State Board of Administration executive director Chris Spencer on October 29th, Patronis proposed that Bitcoin could be referred to as “digital gold.” He suggested it as a potential method for diversifying the state’s investment portfolio and serving as a secure buffer against the fluctuations in other significant asset classes.

Patronis’ letter encourages the Small Business Administration (SBA) to prepare a report discussing whether it is practical, risky, and advantageous to invest a portion of the state retirement system funds into digital asset classes. This report should be completed before the upcoming legislative session, which begins on March 4, 2025.

Florida CFO wants Bitcoin to be included in state pension funds

Florida’s State Board of Administration (SBA) oversees more than thirty investment funds, one of them being the Florida Retirement System Trust Fund that holds approximately $205 billion in managed assets, as of September 30.

In his letter, Patronis suggested that the SBA could create a “Digital Currency Investment Pilot Program” as part of the Florida Growth Fund. 

The report from January disclosed that this particular fund can deploy up to 1.5% of the Florida Retirement System Trust Fund, which amounts to approximately $998 million, into high-growth investments between the years 2022 and 2023.

In the process of overseeing state pensions for firefighters, teachers, and law enforcement officers, it’s equally important to keep a focus on financial profitability and maximizing returns for Florida residents. This is where the possibility of investing in cryptocurrencies, such as Bitcoin, could be very attractive. Patronis made this point.

The executive also noted that the move would fall in line with Florida Governor Ron DeSantis’s recent effort to block central bank digital currencies (CBDCs), noting crypto is the “antithesis” of central currency.

Florida CFO wants Bitcoin to be included in state pension funds

If Florida decides to invest in cryptocurrencies, it would join states like Wisconsin and Michigan, which have added crypto assets to their respective state retirement funds. 

In May, The Wisconsin State Investment Board (WSIB) disclosed they had allocated $164 million towards Bitcoin-based exchange-traded funds (ETFs), provided by Grayscale and BlackRock. This crypto investment represents approximately 0.1% of the total assets managed by WSIB.

Approximately four months on, in the month of July, it was revealed that the Michigan State Retirement System had invested in Bitcoin as well. Specifically, they owned 110,000 shares within ARK 21Shares’ ETF, representing a minuscule 0.003% of their total assets under management.

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2024-10-30 07:00