Saylor’s Bitcoin custody debacle highlights growing divide in crypto community

As a seasoned crypto investor with over a decade of experience in the industry, I’ve seen the ebb and flow of opinions, debates, and controversies that often characterize this exciting yet turbulent space. Michael Saylor’s recent comments on Bitcoin custody have once again ignited passionate discussions among the community, shedding light on the deepening ideological divide between maximalists advocating for full decentralization and those embracing institutional involvement.


On October 21st, remarks made by Michael Saylor regarding Bitcoin storage ignited a heated discussion within the cryptocurrency community, leading to debates about individual control (self-custody) and the potential trajectory of cryptocurrency acceptance.

Saylor, the chairman of both a software company and a Bitcoin (BTC) investment platform known as MicroStrategy, drew criticism when he advocated that Bitcoin holders deposit their assets in large banks, which are considered “too big to fail,” while dismissing those who support self-custody as overly cautious or anarchist crypto enthusiasts.

Just as anticipated, the response was swift and strong, with Ethereum co-founder Vitalik Buterin labeling the comments “crazy,” while other notable figures in the crypto world, including Zap founder and CEO Jack Mallers and software engineer Jameson Lopp, echoed similar views.

Saylor’s Bitcoin custody debacle highlights growing divide in crypto community

Upon further reflection, I firmly stand behind the principle of self-custody rights in the crypto world. This stance carries even more weight considering MicroStrategy’s recent disclosure that we now hold approximately 252,220 Bitcoin, worth around $18.2 billion.

The great divide

Initially, remarks made casually by a businessperson might appear insignificant. However, they’ve shed light on a growing philosophical divide within the Bitcoin community. This division lies between maximalists pushing for complete decentralization and those who support increasing institutional influence in the cryptocurrency industry.

As a passionate cryptocurrency investor, I’ve recently come across an interesting perspective shared by Nate Holiday, the CEO of Space and Time – a pioneering decentralized data development company. According to him, the current tensions in the crypto world stem from fundamentally contrasting goals for this innovative sector.

According to Saylor, the focus of MicroStrategy lies primarily in investment and treasury management with the aim of generating prosperity for their shareholders. To put it simply, they are all about making smart investments and managing funds wisely to ensure growth and success for their stakeholders.

“Their goals are benefitted when Bitcoin’s price goes up, and institutional adoption has the ability to accelerate this goal. Most people building Web3 tech are working toward a broader goal: decentralizing technology to enable a verifiable world that doesn’t require trust between intermediaries.”

For many in the crypto industry, self-custody represents more than just a technical preference. Rather, it is a cornerstone of Bitcoin’s revolutionary potential. 

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Peko Wan, one of the co-CEOs at blockchain development company Pundi X, recently shared his thoughts with CryptoMoon. He emphasized that self-custody remains relevant today: “Institutional custody might encourage a shift in perspective within the community towards relying on third parties for trust, which could diminish the self-rule principle that is fundamental to Bitcoin’s philosophy.

This sentiment was echoed by Solv CEO Ryan Chow, who told CryptoMoon that blockchain is about true ownership, with the buck stopping when investors genuinely have control of their coins. “Without that value proposition, we wouldn’t need, say, another trading platform or another social media site.”

The institutional reality of things

The discussion about Bitcoin is particularly significant right now, given its potential widespread use. There’s growing institutional involvement in Bitcoin, as indicated by the record-breaking $800 million in daily inflows for spot Bitcoin ETFs on October 30, which is a figure not reached since June.

Saylor’s Bitcoin custody debacle highlights growing divide in crypto community

Ben Caselin, the head of markets at digital currency platform VALR, shared with CryptoMoon that Bitcoin’s ability to thrive in various economic conditions – whether it’s a low or high-interest environment – has caught the attention of numerous institutional investors. This increased interest has led to these unprecedented inflows of funds into Bitcoin.

Furthermore, this institutional momentum doesn’t seem to be slowing; on the contrary, it appears to be accelerating. Alicia Kao from KuCoin has pointed out that the involvement of hedge funds in digital assets has grown substantially. In fact, a staggering 47% of traditional hedge funds now invest in digital assets, which is an increase from 29% just a few years ago in 2023.

A two-track future for Bitcoin?

Saylor’s potentially contentious remarks imply that Bitcoin’s future might involve a two-layered structure, as Wan proposes a possible division in its development. This division could result in simultaneous existence of institutional and individual autonomy systems within the Bitcoin system.

“Large holders and corporations may prefer institutional custody, while individuals and those valuing self-sovereignty lean towards self-custody solutions.”

As a researcher focusing on the crypto market, I recently had the opportunity to discuss institutional custody with Ian Lee, who heads operations at crypto futures exchange Flipster. While he acknowledged that institutional custody could potentially pose concerns regarding decentralization, he stressed that it doesn’t necessarily equate to an immediate threat in this context.

Individuals can still choose to hold their own cryptocurrency, making institutional custody serve as another available option without undermining the concept of decentralization. Initially, Bitcoin was a symbol for decentralization, but today it’s frequently viewed as an investment opportunity, with less focus on its origins as a decentralized currency,” he noted.

Bitcoin’s fundamentals preserved

As the crypto industry continues to mature, the tension between institutional adoption and decentralization principles will likely persist. 

Holiday points out that if we only consider Bitcoin as a financial asset, it could potentially face takeover by traditional finance. However, when viewed as a standalone decentralized protocol or a foundational layer for Web3 development, Bitcoin remains entirely secure.

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Instead of him, Chow pointed out that the technology’s featureless design allows for both methods to thrive simultaneously. He further explained, “The ‘Bitcoin pioneers’ community can’t halt the influx of newcomers buying Bitcoin. People will opt for the custodial approach they find most suitable, and nobody can impede that choice.

In this scenario, it’s crucial to maintain the ability for personal control over Bitcoin holdings, despite an increase in institutional participation. This way, Bitcoin can stay faithful to its initial ideals while still accommodating widespread acceptance.

As I bring this analysis to a close, it becomes apparent that Saylor’s U-turn signifies more than just a personal retraction. It underscores a broader understanding that Bitcoin’s destiny hinges on striking a balance between its groundbreaking origins and its transformative role within the global financial landscape.

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2024-10-31 16:44