Hong Kong stablecoins bill advances to the Legislative Council

As a seasoned crypto investor with roots in Hong Kong and a keen interest in the region’s development, I find myself eagerly awaiting the enactment of the proposed Stablecoins Bill. Having navigated the ever-evolving landscape of digital assets for years, I’ve learned to appreciate the importance of clear regulations that foster innovation while safeguarding investors.

The draft Stablecoin Regulation Bill is introduced into Hong Kong’s Legislative Council, signifying a step towards establishing a thorough regulatory system for stablecoins within the region.

December 6 saw the Hong Kong administration publishing a proposed bill in their official gazette, moving it a step closer to legislation. By December 18, this bill had been submitted to Hong Kong’s Legislative Council for its initial review.

Before becoming a law, a bill undergoes a process that includes three readings. During these readings, there are debates, examinations, and opportunities for amendments. If the bill passes its third reading, it will be sent to the regional leader for signing into law.

Key components of the Stablecoins Bill

As an analyst, I’ve been looking into the Stablecoins Bill, and here are its main aspects as outlined by King & Wood Mallesons:

Once the bill is enacted, entities releasing stablecoins in Hong Kong will be required to acquire a license from the Hong Kong Monetary Authority (HKMA), which serves as the region’s central bank. To get this license, they must meet all the stringent conditions set forth by the HKMA.

The regulatory body plans to scrutinize the emitter, management team, funds, digital currency (stablecoin), reserves, and the system that keeps its worth consistent. Furthermore, it is stipulated that only legally recognized organizations and platforms can provide stablecoins within Hong Kong or promote them publicly.

Additionally, the suggested legislation strengthens consumer safeguards, impacting diverse players within the market such as providers (issuers) and vendors (distributors).

MiCA-compliant stablecoins dominate Europe

If the bill is passed, it could lead to a change in how stablecoins are used within the region, much like how their usage altered in Europe following the implementation of the Markets in Crypto-Assets (MiCA) regulations.

On December 18th, it was reported by research firm Kaiko and Dutch cryptocurrency exchange Bitvavo that the implementation of MiCA has reshaped the stablecoin terrain within the region.

Although Tether ended its Euro-linked stablecoin, compliant issuers prospered instead. By November, MiCA-compliant stablecoins dominated the market, with Circle, Societe Generale, and Banking Circle’s stablecoins holding a 91% market share by the end of 2024.

Read More

2024-12-26 11:26