Coinbase’s 2026 Plan? Seems Folks Aren’t Thrilled 😬

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Now, Brian Armstrong, the head fella over at Coinbase, he done announced a grand scheme for 2026 – a worldwide “everything exchange,” he calls it.

Sounds mighty optimistic, don’t it? But bless their hearts, folks are tellin’ him, right to his face, that there’s a good-sized chasm ‘tween what Coinbase says it’s about and what it actually does. It’s like promisin’ a gold watch and deliverin’ a tin whistle. đŸŽ»

This Armstrong Fella’s Gittin’ an Earful ‘Bout Coinbase’s 2026 Roadmap

Accordnin’ to Mr. Armstrong, this “Everything App” will handle everything from fancy cryptocurrencies to stocks, commodities, and even those prediction market shenanigans. Plus, they’re talkin’ stablecoins and payments, and bringin’ more builders aboard via the Base chain and the Base App. Quite a mouthful, ain’t it?

“We’re makin’ major investments in product quality and automation underlying each of these as well. Goal is to make Coinbase the #1 financial app in the world,” wrote Armstrong.

Now, critics have been hollerin’ ’bout safety slips for a spell now. Why, just last year, 2025, Coinbase had a bit of a data breach – and wouldn’t ya know it, some say it was an inside job! đŸ•”ïžâ€â™€ïž

“Brian still doesn’t see user safety to be a priority for Coinbase. It could’ve been prevented. A year later, instead of fixin’ that mess, leadership says ‘bring more lambs to my slaughterhouse, pls,’” wrote a sharp-tongued fella named Tay on X (that Twitter place).

Despite all this talk of expansion and automation for 2026, a heap o’ users feel like security and customer service are gettin’ short shrift. Seems they’re buildin’ a fancy house on a shaky foundation, if you ask me.

Priorities are important

– Kyle ChassĂ© 🐾 (@Kylechasse) January 2, 2026

And the Base App? Hoo boy, don’t even get folks started. It was supposed to be a fancy new self-custody wallet, but many reckon it’s all about boostin’ creators and content coins instead o’ focusin’ on proper DeFi or gammin’ stuff. It’s like buildin’ a stagecoach in the age of automobiles.

“Everything on Base is trash
 Your flagship is a scam token generator,” declared one developer, and it seems a lot of ’em feel the same way – overlooked unless they’re kissin’ the boots of Base leadership or used to work at Coinbase.

Builders are complainin’ they ain’t gettin’ no support and are bein’ misled by Base management. One developer, Coco, claimed Coinbase is actually steppin’ on its own builders’ toes, favorin’ insiders over honest, hard-workin’ folk. Shameful, I say!

“Stop supportin’ absolute scammers
 Support legit builders, not SouljaBoy or Sahil,” Coco wrote, warnin’ that talented folks might just up and leave if things don’t change.

Heard tell recently ’bout a bit of a fuss over Soulja Boy, where folks weren’t pleased when Jesse Pollak, one of the Base fellas, gave a nod to a meme coin linked to that fella. Seems a touch…unwise, wouldn’t ya say?

Folks Just Want a Good Financial App-Not a Social Club

Users are scratchin’ their heads over Coinbase’s focus on social stuff. Mr. Armstrong’s all fired up about onboardin’ folks through the Base App, but retail traders are sayin’ Coinbase is missin’ the boat on what folks really want.

“Folks wanna bet, bank, save, earn, trade, withdraw cash, pay rent, and everything else all in one place
 Coinbase just ain’t gettin’ it,” explained a user named Evfiend. Seems platforms like Robinhood are givin’ ’em a run for their money with all-in-one financial services.

And the regulatory decisions? Well, they’re addin’ to the confusion. Coinbase’s plannin’ to shut down on/off ramps in Argentina – a place where stablecoins are mighty popular. Makes a body wonder if it’s regulations, politics, or just plain ol’ internal fumble-fingers.

Hey Brian! why is Coinbase planning to turn off the on/off ramps in Argentina, given it’s one of the regions with the highest stablecoin usage globally? Is this mainly due to regulatory or political constraints, or more of an internal decision? A bit surprising considering the


– Criptolawyer (@criptolawyer) January 2, 2026

Lastly, analysts and users are pointin’ out that Coinbase’s promises often exceed its performance. Uneven token listings and decisions on the Base chain are shrouded in mystery.

The builders on Base are sayin’ it ain’t a level playin’ field, where influence matters more than pure skill. Folks are startin’ to think Mr. Armstrong just keeps rollin’ out the same old playbook, disconnected from what folks are actually needin’.

“They’ve run this same playbook for a long time now
 The stuff they say don’t match up with the stuff they do,” tweeted Rbthreek, highlightin’ the growin’ disconnect ‘tween word and deed.

Now, some folks still see promise in Coinbase’s 2026 vision. They acknowledge the Base chain might be good for on-chain payments, and the Base App could eventually be a neat place for social tradin’ if they can get it right.

But until Coinbase addresses security, builds trust with developers, and starts deliverin’ on its promises, it risks losin’ the very folks it’s tryin’ to attract.

As Mr. Armstrong pushes for a global “everything exchange,” critics are sayin’ Coinbase needs to prove it can secure, support, and empower its current users before bettin’ on the future of on-chain social finance.

So, 2026 may be a year of promise, but also of a whole heap of skepticism. And that, my friends, is the honest truth.

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2026-01-02 13:38