Ripple & AMINA: Crypto Payments So Fast, They’ll Make Your Wallet Weep! 💸🚀

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Key Highlights

  • Ripple and AMINA Bank join forces to make cross-border payments as smooth as a diplomat’s tongue. 🕵️‍♂️
  • No more waiting for your crypto to catch a bus! Fiat and stablecoins now travel by jet. ✈️
  • Ripple’s global rails? More like a circus act, covering 90% of FX markets. 🎪

Oh, the marvels of modern finance! Ripple has partnered with Switzerland’s AMINA Bank to grant clients the gift of near-real-time cross-border payments-because who needs patience when you can have a cryptocurrency-powered chariot? 🐎

According to the press release, AMINA Bank is the first European bank to adopt Ripple’s “licensed” system, which is basically a fancy way of saying, “We’ve tied traditional banking to blockchain, because why not?”

Big News: @AMINABankGlobal is the first European bank to go live with Ripple Payments:

This partnership provides a crucial, compliant bridge between traditional fiat and blockchain rails, solving a major friction point for crypto-native clients who need…

– Ripple (@Ripple) December 12, 2025

By integrating Ripple’s Payments, AMINA Bank aims to eradicate the delays that usually plague money transfers-because who has time for slow, old-fashioned banking? 🕒

Reducing Stablecoin Payment Friction

The deal addresses a common problem for Web3 companies: traditional banks, those paragons of innovation, aren’t built to handle stablecoins and fiat like they’re at a cocktail party. 🥂

AMINA Bank claims this mismatch often slows down cross-border payments or adds unnecessary friction. With Ripple, clients can now send funds like a magician pulling a rabbit out of a hat-only with more money and fewer rabbits. 🎩🐇

The partnership also builds on the bank’s earlier move to support Ripple USD (RLUSD) for custody and trading. Ripple’s payment rails now span 90% of daily FX markets, with availability in countries like Australia, Brazil, and… Dubai. Because nothing says “global” like a desert city. 🏜️

What Executives Say

Myles Harrison, AMINA Bank’s Chief Product Officer, noted that stablecoin transactions still don’t fit well within many banks’ systems. Ripple’s infrastructure, he said, gives AMINA the ability to support both fiat and blockchain rails at the same time, improving the speed and reliability of international transfers for its crypto-native customers. 🧙‍♂️

“With Ripple’s support, we are now able to significantly increase our capability, reducing cross-border friction and helping our crypto-native clients maintain their competitive edge,” he added, as if he’s speaking to a room full of investors who’ve never heard of “friction.”

Ripple’s Cassie Craddock said the partnership positions AMINA Bank as a gateway for crypto firms entering traditional finance, noting that Ripple’s licensed system helps link fiat and blockchain payment rails. 🤝

Together, the two companies aim to make it easier for digital-asset firms to access the kind of payment infrastructure traditionally reserved for mainstream financial institutions-without the usual delays that come with cross-border banking. Because nothing says “mainstream” like a blockchain. 🧠

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2025-12-12 17:34