On May 19th, the XRP Alliance connected D’CENT’s 720,000 hardware wallet users to opportunities for earning rewards on their XRP through Flare Smart Accounts.
Summary
- D’CENT Wallet and Flare launched the XRP Alliance on May 19, allowing XRP holders to deposit directly into yield vaults from hardware devices using two signatures on the XRP Ledger.
- Two vaults are available at launch: the Monarq XRP Yield Vault targeting 3% to 4% annually through options trading and basis arbitrage, and the Clearstar earnXRP vault for on-chain yield.
- The integration requires no new chain, wallet, or gas token and carries a 0% platform fee for D’CENT users through the Flare campaign running from May 19 to June 8.
On May 19th, D’CENT Wallet and Flare Network launched the XRP Alliance, a partnership that lets D’CENT’s roughly 720,000 hardware wallet owners easily access XRP-based savings opportunities. This is done without needing a new blockchain, a different wallet, or any extra token fees.
XRP owners can easily deposit their tokens into vaults directly through the D’CENT app. This process uses a secure two-step verification on the XRP Ledger, and automatically creates and deposits FXRP into the chosen vault all at once.
When the platform launches, users will have access to two vaults. The Monarq XRP Yield Vault (MXRPY) aims to earn 3% to 4% per year by using a variety of strategies, including options trading, taking advantage of price differences, and utilizing XRP-based financial tools on the blockchain. Monarq Asset Management oversees the vault, and it’s built on Upshift technology.
Clearstar’s earnXRP vault is a new service that lets you earn rewards directly in XRP, and those earnings are automatically reinvested to grow your holdings. D’CENT announced that, thanks to a partnership with Flare, it now offers a simple and secure way to deposit and manage XRP within the Monarq Yield Vault, using advanced hardware security.
XRP Alliance brings yield infrastructure to hardware wallets
D’CENT and Flare have joined forces with Doppler, Banxa, and Squid to improve how applications and services work together within the XRP ecosystem and make it easier to access.
Back in February, crypto.news covered Flare’s launch of new lending options for XRP through Morpho and Mystic. This created the foundational system that now, for the first time, allows D’CENT hardware wallet users to participate.
Historically, XRP holders haven’t had many options for using their assets in the world of decentralized finance. However, as reported by crypto.news, XRP exchange-traded funds (ETFs) saw a significant increase in investment, with $81.63 million flowing in during April 2026 – making it the strongest month of the year. This indicates rising interest in XRP from institutional investors.
The D’CENT integration brings secure, reliable infrastructure to everyday XRP holders and smaller institutions who store a significant amount – potentially billions of XRP – on hardware devices.
What the 0% fee campaign means for XRP yield adoption
As a crypto investor, I’m really excited about D’CENT waiving its platform fees until June 8th. That means I’ll only pay the standard network fees for using Flare – a lot of other platforms add on their own extra fees when you deposit your crypto, so this is a great deal!
Monarq vaults start with a deposit limit of 500,000 FXRP, and anyone can use them, even if they don’t have a D’CENT account, through the Upshift platform. You can follow the XRP price on crypto.news to see how market changes and vault performance affect your returns, as yields fluctuate with the price of XRP.
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2026-05-19 23:09